OUR SERVICES
Personal
Life Cover: ensures that your loved ones are not left financially destitute. It will also enable your family to maintain the same standard of living when you are unable to do so
Income Protection: It will pay you and/or your family an income when you are unable to do your normal daily tasks, due to death or disability
Retrenchment Cover: Pays your salary for a period of time after your retrenchment
Funeral Cover: Enables a dignified send off
Business Risk Mitigation
Contingent Liability: loan protection or suretyship cover
Keyman Insurance: compensation in the event of an employee’s death / disability.
Buy and sell agreements: to protect the business and ensure sustainability of such business in the event of the partner’s death or permanent disability
Estate Planning / Wills
Estate Planning is vital part of financial planning and having a professionally drafted Will, will give you peace of mind that your estate will be distributed as you intended.
Trusts
Trusts are vehicles used to protect assets (creating generational wealth). We will assist with registering various trusts e.g. inter vivos trusts etc.
Investments
On and Offshore Investments: To achieve growth on capital. The key is an infinite financial planning process.
Preferred Compensation: Investments offered to skilled employees to retain their skills and expertise.
Retirement Planning
Pre-Retirement Planning: Pension & Provident Funds, Retirement Annuities, Pension & Provident Fund Preservers
Post retirement Planning: Living & Life Annuities – income after retirement.
Short Term Insurance
Commercial Cover: Give you peace of mind by insuring the following: office contents, business interruption, business all-risk cover, goods-in-transit, electronic equipment, accounts receivable, employee’s liability, vehicle and business liability cover.
Personal cover: Insures your household contents, building cover all-risk, vehicles and personal liability cover.
Employee Benefits
Pension & Provident Funds/ Group Benefits: These funds enable you and your company to contribute to your retirement fund. The funds can be constructed to suite your company’s needs.
